(204) 694-6787
Independent insurance broker · Winnipeg

Insurance that
fits real life.

Auto, home, life, business and more — shopped across 20+ Canadian carriers by brokers who speak English, Hindi and Punjabi, and answer the phone when you call.

Talk to a broker
20+ carriers compared25+ licensed brokersThree offices, open 7 daysEnglish · हिंदी · ਪੰਜਾਬੀ
— We shop 20+ Canadian carriers
Wawanesa Insurance
Intact
Aviva Insurance
SGI Canada
Manitoba Public Insurance
Manitoba Blue Cross
Red River Mutual
Portage Mutual
Peace Hills Insurance
Optimum Insurance
Sandbox Mutual Insurance
MAX Insurance
CanSure
Agile Underwriting Solutions
Forward Insurance
Trans-Canada Insurance Marketing (TCIM)
Totten Group Insurance
Strategic Underwriting Managers
Special Risk Insurance Managers
Milnco Insurance Broker Solution Centre
— Coverage

Nine lines, one brokerage.

From your first car to your growing business, your coverage needs keep changing — but the broker behind them does not have to. We write every line under one roof, so a single conversation can move from your auto renewal to your shop’s liability without being handed off. Bundle two or more policies and most carriers reward you with a multi-line discount, and one broker keeps an eye on every renewal so nothing slips through the cracks.

— Why Galaxy

An independent insurance broker Winnipeg can count on

We are broker-owned and Winnipeg-owned, so we answer to you and not to a head office. More than 25 licensed brokers work across our three offices, and every file gets shopped across 20+ Canadian carriers — then shopped again at renewal, because the best value this year is rarely the best value next year.

The Galaxy Insurance Brokers team at the front desk in Winnipeg
Galaxy Insurance Brokers · Winnipeg, MB
25+Licensed brokers on the team
20+Canadian carriers compared on every file
7Days a week we are open, across three Winnipeg-area offices
3Languages at every desk — English, Hindi, Punjabi

Independent and Winnipeg-owned

No carrier owns us. No bank owns us. No head office in another province sets our targets. Galaxy is owned by the three brokers whose names are on the door, here in Winnipeg.

Service in your language

Talk through your policy in English, Hindi or Punjabi at any of our offices. Insurance is easier to trust when it is explained the way you think.

Every line, real depth

Auto, home, life, business, trucking, construction, cyber, group benefits and watercraft — nine lines, one team, and genuine expertise behind each one.

Open seven days

Most Winnipeg brokerages close on Friday and stay closed all weekend. Between our three offices we are open every day of the week, including Sunday afternoons at Polaris Place.

We move quickly

Quotes back in hours, not days. Questions answered the same business day. Pink cards and certificates while you wait, because a file sitting on a desk protects nobody.

We show up in the community

You will find us at the community events we sponsor, not only at the desk. The families we insure are the families we live alongside, and that is the whole reason Galaxy exists.

Free, no pressure

Get a quote that actually compares the market

Tell us what you need covered and we will bring back options from across 20+ carriers. It takes about 15 minutes and costs you nothing.

Or call (204) 694-6787
For owner-operators and fleets
Galaxy Insurance Brokers branded transport truck and trailer travelling on an open highway
Scroll to follow the rig

Commercial trucking insurance built for Manitoba roads

Whether you run one truck or manage a fleet, your coverage has to hold up at the US border, on interprovincial hauls, and with the shippers you work for. MPI provides Basic coverage for Manitoba-plated trucks, but cross-border and interprovincial operators need a private-carrier extension on top. We build that full picture for you, end to end.

Trucking & fleet desk

BrookPort Business Park

2 – 11 Vervain Drive
Centreport, MB R4B 0A1

(204) 560-6787
Get directions

What we cover

Commercial auto liability

Covers third-party injury and property damage — US authorities and shippers usually require $1M or more.

Motor truck cargo insurance

Protects the freight you are hauling against loss or damage in transit.

Physical damage

Collision and comprehensive coverage on both your truck and trailer.

Commercial general liability

Covers non-driving incidents — slip-and-falls, loading and unloading, premises claims.

Non-trucking / bobtail liability

Covers your truck when you drive it outside of dispatch.

Non-owned trailer / trailer interchange

Covers trailers you pull but do not own.

Same-business-day certificatesOffice in the Centreport corridorService in 3 languagesMulti-carrier access

Get your trucking coverage reviewed

Send us your operation and we will line up liability, cargo, and physical damage options across multiple carriers.

Call (204) 694-6787
— How it works

Three steps. No surprises.

  1. 01

    Tell us about you

    Two minutes online or a phone call. We ask only what we need.

  2. 02

    We compare the market

    Carriers, coverage limits, deductibles — laid out on one page.

  3. 03

    You choose. We handle the rest

    Paperwork, payment and your pink card. One stop, one broker.

— From the blog

Manitoba insurance news, explained in plain English

Rate changes, weather risk, and coverage gaps move fast in this province. We break down what is happening so you know how it affects your policy.

View all articles
Winnipeg driver checking instrument panel in a modern car.
Auto6 min read

What optional car insurance coverage do Winnipeg drivers actually need?

Autopac covers the basics. Here is the short list of optional extension coverage that is worth adding in Manitoba — and the ones most drivers can safely skip.

Galaxy Insurance Brokers
Winnipeg home in early spring with melting snow on the lawn.
Home7 min read

Overland water coverage: does your Winnipeg home policy include it?

Most base home policies in Manitoba do not include overland water coverage. Here is how to check yours, what it actually pays for, and what it costs to add.

Galaxy Insurance Brokers
Illustrated Manitoba highway scene with a tractor-trailer and weight restriction signs marking 65% and 90% load limits across spring road zones.
Commercial6 min read

2026 Manitoba spring weight restrictions: how fleet managers can minimize downtime

Manitoba's Spring Road Restrictions program runs from early March through early June across five climate zones, dropping legal axle weights to 65% or 90% of normal. Here is how to plan loads, routes and coverage so your fleet keeps moving.

Galaxy Insurance Brokers
Multi-generational family at home in Winnipeg sharing tea.
Life7 min read

Life insurance for new immigrants to Manitoba — what you need to know

You do not need to be a Canadian citizen to qualify for life insurance. A plain-language guide for new Canadians settling in Manitoba — covering eligibility, term length, and the right time to apply.

Galaxy Insurance Brokers
— Common questions

Insurance broker Winnipeg FAQ

Straight answers to the questions Manitobans ask us most — and a broker ready to help with the rest.

What is the difference between an insurance broker and an agent?
A broker works for you and compares policies from many insurers, while an agent works for one company and sells only that company's products. As an independent, broker-owned brokerage, we shop your coverage across 20+ Canadian carriers to find the right fit — an agent simply cannot do that. If you want options instead of one default policy, talk to a Galaxy broker.
Does using an insurance broker cost more than going direct?
No — using a broker does not cost you more, because our compensation comes from the insurer, not an added fee on your premium. You get expert advice and access to the whole market at the same price you would pay buying direct. The difference is that we compare carriers for you, which often lowers what you pay. Reach out and we will show you what your options look like.
Do you offer insurance service in Hindi or Punjabi?
Yes — we offer full insurance service in English, Hindi and Punjabi at every one of our offices. You can review your policy, ask questions, and file paperwork in the language you are most comfortable with, with a broker who understands the details. This matters most when the coverage is complex. Visit any Galaxy office and we will look after you in your language.
Can a broker handle my MPI Autopac, or only optional coverage?
Yes — Galaxy brokers handle your MPI Autopac as well as any optional and excess coverage you add on top. We can process your Basic Autopac, set up extension coverage for higher liability limits, and bundle it with your home or business policy. One office, one conversation, your whole vehicle covered. Stop by any of our three Winnipeg-area locations to get started.
How do I lower my car insurance in Manitoba?
You can lower your Manitoba car insurance by improving your Driver Safety Rating, choosing a higher deductible, and bundling your auto with home or business coverage. The MPI DSR scale now reaches a +20 level worth a 53% discount, so a clean driving record pays off more than ever. A broker can also place your optional and extension coverage with the carrier that prices it best. Talk to a Galaxy broker for a no-cost review of your current policy.
How much is home insurance in Winnipeg?
Home insurance in Winnipeg varies widely based on your home's age, location, rebuild cost, and claims history, so there is no single price that fits everyone. Severe weather has pushed Prairie home renewals up around 11%, which makes shopping the market more valuable than ever. A broker can compare carriers to keep your premium reasonable without cutting the coverage you need. Ask us for a free home quote and we will give you a real number.
Do I need overland flood insurance for my Winnipeg home?
For most Winnipeg homeowners, overland flood insurance is strongly recommended, because standard home policies do not cover water that flows in over land. Manitoba's spring flood outlook shows elevated risk across the Interlake and Parkland, and provincial Disaster Financial Assistance will not pay out where overland coverage was available but not purchased. Skipping it can leave you fully exposed. We can check whether your policy includes it and add it if it does not.
Will my insurance premium go up if I file a claim?
Filing a claim can affect your premium, but not always — it depends on the type of claim, who was at fault, and your overall history. A single not-at-fault claim or a small property claim may have little impact, while at-fault claims carry more weight. Before you file, it is worth a quick call to understand the trade-off. We will walk you through it honestly so you can make the right decision.

Still have a question?

A licensed Galaxy broker is happy to walk you through it — no pressure, no cost. We answer in English, Hindi and Punjabi.

Read all our answers

★★★★★

“Switched both vehicles and our home policy in one afternoon — saved us almost $800 a year,and the broker actually picked up the phone when I had questions.”

PK
Priya K.
Winnipeg · Auto + Home client
— In the community

We insure the people we live alongside.

The brokers who started Galaxy grew up in these neighbourhoods, and most of the families we insure live in them too. So we sponsor the community events our clients bring their kids to, we answer to the people we run into at the grocery store, and we treat a renewal as a conversation rather than a transaction. It is a slower way to build a brokerage. It is the only way worth doing.

“Galaxy was built to ensure that our clients feel seen, supported, and protected — whether they are running a business, growing a family, or building their future in Manitoba.”
Jitender Sardana, CAIB, CIP
President and Managing Partner

The events we sponsor

You will find the Galaxy team at community celebrations across Winnipeg and West St. Paul, including the annual Teeyan Teej Diyan gathering at Meadowland Park. Sponsoring the day is easy. Showing up for it is the part that counts.

A broker who knows your name

You are not routed to whoever picks up first. You get a named broker who keeps your file, remembers your renewal date, and knows what changed since last year.

Three languages, one standard of care

Every policy is explained the same way in English, Hindi and Punjabi. Nothing is lost in translation, and nobody gets the shorter version.

Advice before a sale

If you do not need a coverage, we tell you. Selling somebody only what they need is how a brokerage keeps a client for twenty years instead of one.

— Locations

Three Winnipeg offices. Open seven days a week.

Walk in, call ahead, or send us a message — whichever is easiest. Polaris Place is open Sunday afternoons, so the weekend is not a dead zone.

McPhillips @ Kingsbury

Winnipeg, MB
16 – 2188 McPhillips St.
Winnipeg, MB R2V 3C8
(204) 694-6787info@galaxyinsurance.ca
  • Mon–Fri · 9:00am – 7:00pm
  • Saturday · 9:00am – 5:00pm
  • Sunday · Closed

BrookPort Business Park

Centreport, MB
2 – 11 Vervain Drive
Centreport, MB R4B 0A1
(204) 560-6787info@galaxyinsurance.ca
  • Mon–Fri · 9:00am – 6:00pm
  • Sat–Sun · Closed

Polaris Place

Winnipeg, MB
Open Sundays
B103 – 2777 McPhillips St.
Winnipeg, MB R2V 5K5
(204) 201-3737info@galaxyinsurance.ca
  • Mon–Fri · 9:00am – 9:00pm
  • Saturday · 10:00am – 6:00pm
  • Sunday · 12:00pm – 5:00pm
Prefer to talk now? (204) 694-6787

Ready for a second opinion on your insurance?

A 15-minute call is usually enough to see if you are paying too much, missing coverage, or both.

(204) 694-6787